Credit Cards That Cover Rental Car Insurance

Prior to getting a rental car always call your credit card company and auto insurance agent to discuss how youre covered.

Credit cards that cover rental car insurance. Enjoy primary worldwide cdw car rental coverage worldwide with the ink business preferred card when renting a car for business use. The no annual fee ink business. Use a card that offers primary coverage if you have one. Chase is one of the only issuers that offers primary rental car insurance on its travel rewards cards.

But the best credit card rental car insurance policies give you up to 75000. If you have a basic amex card youll receive secondary coverage up to 50000. Neither are peer car rental services like zipcar. The coverage that most credit cards offer typically for damage to or theft of the rental car kicks in after your personal auto insurance pays.

Chases rental coverage may also exclude vehicles with open beds and motorcycles. Coverage becomes secondary when you rent a vehicle for personal use in the united states. Credit cards that offer primary rental car insurance. Lets consider the car rental protection provided by some credit cards and try to answer some common questions regarding this benefit.

If you have a platinum credit card from youll get secondary coverage valued up to 75000. This means that if you book your rental through your card you can decline any coverage offered by the rental car company. Of course not all credit card insurance is created equal. Plus using your card in lieu of a rental car company waiver comes with its own set of.

If theres one thing travel and auto rental experts agree on its this. Also as soon as you first get the rental car dont drive away immediately. Included as a benefit on many travel cards credit card car rental insurance can cover your rental car in case of damage. Coverage up to the cash value of your rental vehicle is typical.

You wont have to buy supplemental insurance from the rental company for one thing. Best credit cards with car rental insurance in the us. Some credit cards offer a cdw when you pay for your car rental with the card. American express credit card rental car insurance.

Eligible cards include the chase sapphire preferred and sapphire reserve united mileageplus explorer united club card and ritz carlton rewards card. But that so called secondary coverage can be valuable. Best business credit cards for car rental insurance coverage 1. All american express credit cards come with rental car insurance.

You will have to decline the rental companys full coverage and use your american express card to take advantage of the cards rental car insurance. And even more importantly it covers you in the event of damage to or theft of a rental car. Ink business cash credit card. Notable exceptions include citi and amex cards which often cover expensive cars.

Then if you damage or wreck your rental car you wont have to file a claim with your auto insurance. Credit card rental car insurance can save you a truckload of money.